Zero-to-Processing In Less than a Month

Legacy payment gateways are rigid and unidirectional in nature, forcing Payment Facilitators to invest heavily into developing their own proprietary solutions. On average this costly effort can take anywhere between 12 to 18 months. Finix offers the industry's only complete Payment Facilitator-in-a-Box platform, providing everything from onboarding, underwriting, vaulting, reporting, chargeback management, reconciliation, and funding. Spend time building your business, not your payments stack. 

 
 
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FRICTIONLESS ONBOARDING & UNDERWRITING

Finix's real-time, rule-based underwriting API allows you to finally do away with bulky applications and paper contracts. With just a few data inputs, provision merchant accounts in seconds. Finix works closely with your risk team to codify your unique underwriting policies to streamline onboarding, automate compliance checks (e.g. KYC, OFAC, MATCH), and ultimately reduce manual data entry. 


PROCESSOR-AGNOSTIC GATEWAY

Finix's RESTful API is meticulously designed to match the unique everyday challenges that Payment Facilitators face. Whether you're a marketplace, SaaS platform, ISV, or wholesale ISO, our gateway handles the most complex funds flow scenarios. With a multi-tiered hierarchy, you can begin seamless processing on behalf of your sub-merchants without having to worry about cumbersome accounting and reconciliation.  We understand that enterprise clients require processor redundancy and unique optimizations to meet their needs, that's why our API's processor-agnostic design allows you to integrate to any acquirer. 

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RISK & PORTFOLIO MANAGEMENT TOOLS

Managing a portfolio of sub-merchants is no easy task. With Finix's suite of portfolio management tools and portals (e.g. automated dispute management, centralized statementing, risk management, etc), you can greatly reduce your operational burden.